Quadcentrix helps banks, NBFCs, and financial institutions modernise operations through AI-led credit decisioning, blockchain-enabled trust infrastructure, and compliant digital asset platforms.
Enterprise-grade
RBI-aligned
Audit-ready
Integration-first
Live for India’s largest bank, retail, wholesale & programmable layers
Bond fractionalization. Standard Chartered & OCBC
Faster credit underwriting TAT with AI-assisted decisioning
SBI users on-chain with 80,000–90,000 transactions per day
Banks and NBFCs are operating in an era of rising expectations, faster decisioning, tighter compliance, digital-first customers, and growing regulatory scrutiny. Legacy processes can’t keep pace, and generic software doesn’t fit the complexity of institutional operations.
Analysts spend 60–70% of underwriting time on repetitive spreading, document retrieval, and data entry, high cost, low value, high error risk.
Manual overrides go untracked. Policy interpretation varies by team. Deviations compound into audit exposure and systemic risk.
Issuing and managing tokenised assets requires compliance-first architecture, KYC/AML integration, and lifecycle control that most institutions lack.
Reconciliation overhead, intermediary delays, and legacy settlement rails slow down institutional workflows and inflate operational costs.
Outdated infrastructure is silently eroding institutional profitability. The status quo is no longer sustainable.
Banks globally spend over $2.7 billion annually on manual reconciliation processes — resources that could be redeployed to growth-driving activities.
T+2 settlement cycles lock up capital for 48 hours on every transaction, creating systemic counterparty risk and compressing institutional margins.
Financial institutions allocate up to 35% of operational budgets to compliance processes — a structural burden that multiplies with every new jurisdiction.
These aren’t proof-of-concepts. They are live deployments trusted by some of the world’s most complex financial institutions.
Managing the blockchain-based CBDC infrastructure for India’s largest bank, with retail, wholesale, and programmable CBDC layers in active development. The system is designed for India’s 1B+ daily digital transaction ecosystem, built to transition from Web2 to Web3 wallets as adoption scales.
Designed and deployed a blockchain-based asset tokenisation platform for Standard Chartered and OCBC that reduced bond entry from $100–200K institutional minimums to $1–2K retail tokens for HENRY investors. Ownership changes recorded instantly and immutably on-chain across Asia, Africa, and the Middle East markets.
An AI-powered underwriting platform replacing manual spreading with OCR + NLP extraction, ML-based risk scoring aligned to internal CRA frameworks, and RBI-mandated EWS. Decisions are explainable, audit-ready, and policy-configurable without code changes, reducing turnaround time by 30–50%.
Technology partnership with QFC for share certificate dematerialisation, private equity tokenisation, and scalable blockchain integration with existing financial systems. Enabling QFC to stay competitive in the rapidly evolving digital financial technology landscape.
We design with RBI, central bank, and institutional compliance requirements built in from day one, not retrofitted after the fact.
AI, blockchain, and data transformation expertise in a single partner, so your transformation isn’t siloed across multiple vendors.
We connect to CBS, LOS, VDR, and core banking infrastructure without disrupting live operations or forcing rip-and-replace decisions.
From discovery workshop to production rollout, every phase is structured for governance, risk governance, and measurable outcomes.
Whether you’re improving credit operations, exploring tokenisation, or building trust-ready digital infrastructure. Quadcentrix helps translate ambition into enterprise-grade banking outcomes.
No commitment required. We typically respond within one business day.
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